{"id":143,"date":"2022-04-01T13:09:58","date_gmt":"2022-04-01T05:09:58","guid":{"rendered":"https:\/\/plusalary.com\/?p=143"},"modified":"2022-04-01T13:10:00","modified_gmt":"2022-04-01T05:10:00","slug":"how-to-save-money","status":"publish","type":"post","link":"https:\/\/plusalary.com\/how-to-save-money\/","title":{"rendered":"\u3010\u5982\u4f55\u5b58\u9322?\u301110\u5206\u9418\u5b78\u6703\u600e\u9ebc\u5b58\u4e0b\u4eba\u751f\u7b2c\u4e00\u6876\u91d1! 10\u500b\u6b65\u9a5f\u6559\u4f60\u5982\u4f55\u6709\u6548\u64fa\u812b\u6708\u5149\u65cf!"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\u8aaa\u8d77\u7406\u8ca1\uff0c\u5927\u5bb6\u6703\u60f3\u5230\u4ec0\u9ebc\u5462? <a href=\"https:\/\/plusalary.com\/part-time-jobs\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8cfa\u9322<\/a>\u3001\u7701\u9322\u3001<a href=\"https:\/\/plusalary.com\/how-to-invest-in-stock\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7<\/a>\u3001\u9084\u662f<a href=\"https:\/\/plusalary.com\/passive-income\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u88ab\u52d5\u6536\u5165<\/a>\u5462?<\/p>\n\n\n\n<p>\u6c92\u932f\uff0c\u4e0a\u9762\u8aaa\u7684\u90fd\u662f\u7406\u8ca1\u7684\u4e00\u7a2e\u3002\u4f46\u6211\u5011\u4eca\u5929\u8981\u8a0e\u8ad6\u7406\u8ca1\u7576\u4e2d\u6700\u6838\u5fc3\u7684\u95dc\u9375\u56e0\u5b50&#8211;\u5b58\u9322\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u554f\u6211\u6709\u4ec0\u9ebc\u6280\u80fd\u5c0d\u7406\u8ca1\u5f71\u97ff\u6700\u5927?<\/p>\n\n\n\n<p>\u6211\u6703\u8aaa\u5b58\u9322\u3002<\/p>\n\n\n\n<p>\u5f88\u591a\u4eba\u7121\u6cd5\u81f4\u5bcc\u5c31\u662f\u56e0\u70ba\u9023\u5b58\u9322\u90fd\u6c92\u6709\u505a\u597d\uff0c\u6240\u4ee5\u624d\u6703\u6210\u70ba\u6708\u5149\u65cf\u3002<\/p>\n\n\n\n<p>\u90a3\u6211\u5011\u60f3\u4e00\u500b\u7c21\u55ae\u4f8b\u5b50\uff0c\u5982\u679cA\u6708\u8cfa10\u842c\u5143\uff0cB\u6708\u8cfa7\u842c\u5143\u3002\u4f60\u89ba\u5f97\u8ab0\u6bd4\u8f03\u6709\u9322?<\/p>\n\n\n\n<p>\u6211\u5011\u7576\u7136\u56de\u7b54A\u3002<\/p>\n\n\n\n<p>\u4f46\u5982\u679c\u6211\u52a0\u4e0a\u53e6\u4e00\u53e5\u8a71\uff0c\u5982\u679cA\u6bcf\u6708\u8981\u82b110\u842c\u5143\uff0c\u6708B\u6708\u82b14\u842c\u5143\u3002<\/p>\n\n\n\n<p>\u4f60\u6703\u600e\u9ebc\u56de\u7b54?<\/p>\n\n\n\n<p>A\u4e86\u6a19\u6e96\u7684\u6708\u5149\u65cf\uff0c\u800cB\u80fd\u6708\u5b583\u842c\u5143\u3002<\/p>\n\n\n\n<p>\u9019\u6a23\u4e00\u770b\u5f62\u52e2\u99ac\u4e0a\u53cd\u8f49\u3002<\/p>\n\n\n\n<p>\u8b8a\u6210B\u6bd4A\u5bcc\u6709\u3002<\/p>\n\n\n\n<p>\u9019\u500b\u4f8b\u5b50\u8b93\u6211\u5011\u4e86\u89e3\u5b58\u9322\u7684\u91cd\u8981\u6027\uff0c\u540c\u6642\u4e5f\u8aaa\u660e\u4e86\u8cfa\u7684\u591a\u4e0d\u4ee3\u8868\u80fd\u5b58\u7684\u4e0b\u4f86\u3002<\/p>\n\n\n\n<p>\u82b1\u9322\u7684\u65b9\u5f0f\u6703\u6c7a\u5b9a\u4f60\u80fd\u5b58\u4e0b\u591a\u5c11\u4e26\u5b9a\u7fa9\u4e86\u4f60\u7684\u7406\u8ca1\u80fd\u529b\u3002<\/p>\n\n\n\n<p>\u4f60\u662f\u5426\u89ba\u5f97\u4f60\u7e3d\u662f\u5728\u548c\u91d1\u9322\u8cfd\u8dd1\uff0c\u5e38\u5e38\u6349\u895f\u898b\u8098\uff0c\u4f60\u7684\u9280\u884c\u5b58\u6b40\u7e3d\u662f\u8b93\u81ea\u5df1\u5f88\u4e0d\u5b89\u5462?\u5176\u5be6\u4e0d\u662f\u53ea\u6709\u4f60\u9019\u6a23\uff0c<a href=\"https:\/\/news.cnyes.com\/news\/id\/4305630\" target=\"_blank\" rel=\"noreferrer noopener\">\u8d85\u904e\u4e09\u6210\u7684\u53f0\u7063\u4eba\u89ba\u5f97\u81ea\u5df1\u9322\u4e0d\u7528<\/a>\uff0c\u800c<a href=\"https:\/\/www.cnbc.com\/2019\/05\/24\/25-percent-of-americans-say-they-worry-about-money-all-the-time.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u7f8e\u570b\u5247\u670925%\u7684\u4eba\u89ba\u5f97\u81ea\u5df1\u9322\u6c38\u9060\u4e0d\u5920\u7528<\/a>\u3002\u5982\u679c\u5c07\u554f\u984c\u63db\u6210\u662f\u5426\u6c92\u6709\u9810\u75593\u500b\u6708\u7dca\u6025\u6551\u52a9\u91d1\u6642\uff0c<a href=\"https:\/\/www.cnbc.com\/2021\/07\/28\/51percent-of-americans-have-less-than-3-months-worth-of-emergency-savings.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u9019\u500b\u6578\u5b57\u5728\u7f8e\u570b\u6703\u98c6\u523050%<\/a>\u3002<\/p>\n\n\n\n<p>\u5929\u554a!\u4e00\u534a\u7684\u7f8e\u570b\u4eba\u62ff\u4e0d\u51fa\u4e09\u500b\u6708\u7684\u6025\u6551\u91d1\uff0c\u9019\u672a\u514d\u592a\u53ef\u6015\u4e86\uff0c\u5b58\u9322\u771f\u7684\u9019\u9ebc\u96e3\u55ce(<s>\u53ca\u6642\u884c\u6a02\u4e5f\u8a72\u6709\u9ede\u7bc0\u5236)<\/s>?<\/p>\n\n\n\n<p>\u7531\u6b64\u53ef\u77e5\uff0c\u5b58\u9322\u662f\u975e\u5e38\u91cd\u8981\u7684\u80fd\u529b\uff0c\u5f88\u591a\u7406\u8ca1\u5c08\u5bb6\u751a\u81f3\u89ba\u5f97\u662f\u6700\u91cd\u8981\u7684\u80fd\u529b\uff0c\u9019\u500b\u5b57\u548c\u7bc0\u5109\u7d55\u5c0d\u6709\u9ad8\u5ea6\u76f8\u95dc\u3002\u5b83\u662f\u4e00\u7a2e\u9700\u8981\u990a\u6210\u7fd2\u6163\u7684\u91cd\u8981\u80fd\u529b\u3002\u6709\u975e\u5e38\u591a\u7684\u6709\u9322\u4eba\u50cf\u5df4\u83f2\u7279\uff0c\u5176\u5be6\u4e5f\u662f\u904e\u4e0a\u975e\u5e38\u4e00\u822c\u7684\u751f\u6d3b\u3002\u56e0\u70ba\u4f60\u80fd\u5b58\u5230\u9322\uff0c\u624d\u80fd\u6709\u66f4\u591a\u7684\u8cc7\u91d1\u53bb\u8cb7\u5165\u8cc7\u7522\u7522\u751f\u73fe\u91d1\u6d41\u6216<a href=\"https:\/\/plusalary.com\/passive-income\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u88ab\u52d5\u6536\u5165<\/a>\uff0c\u4ee5\u5f62\u6210\u9322\u6efe\u9322\u7684\u751f\u614b\u3002<\/p>\n\n\n\n<p>\u4e0b\u9762\u6211\u5011\u4e00\u6b65\u6b65\u4f86\u6559\u4f60\u5982\u4f55\u5b58\u9322:<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_46 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">\u5167\u5bb9\u76ee\u9304<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"ez-toc-toggle-icon-1\"><label for=\"item-64fed7a3f0ad7\" aria-label=\"\u5167\u5bb9\u76ee\u9304\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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href=\"https:\/\/plusalary.com\/how-to-save-money\/#%E7%AC%AC%E4%B9%9D%E6%AD%A5_%E5%9F%B7%E8%A1%8C%E4%B8%A6%E9%83%A8%E4%BB%BD%E8%87%AA%E5%8B%95%E5%8C%96\" title=\"\u7b2c\u4e5d\u6b65:\u57f7\u884c\u4e26\u90e8\u4efd\u81ea\u52d5\u5316\">\u7b2c\u4e5d\u6b65:\u57f7\u884c\u4e26\u90e8\u4efd\u81ea\u52d5\u5316<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/plusalary.com\/how-to-save-money\/#%E7%AC%AC%E5%8D%81%E6%AD%A5_%E4%BA%AB%E5%8F%97%E4%BD%A0%E7%9A%84%E6%88%90%E6%9E%9C%E5%90%A7\" title=\"\u7b2c\u5341\u6b65:\u4eab\u53d7\u4f60\u7684\u6210\u679c\u5427\">\u7b2c\u5341\u6b65:\u4eab\u53d7\u4f60\u7684\u6210\u679c\u5427<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AC%AC%E4%B8%80%E6%AD%A5_%E4%BA%86%E8%A7%A3%E7%82%BA%E4%BD%95%E8%A6%81%E5%AD%98%E9%8C%A2\"><\/span><strong>\u7b2c\u4e00\u6b65:\u4e86\u89e3\u70ba\u4f55\u8981\u5b58\u9322?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7576\u6703\u4f86\u770b\u9019\u7bc7\u6587\u7ae0\u6216\u641c\u5c0b\u9019\u4e9b\u95dc\u9375\u5b57\uff0c\u4ee3\u8868\u9019\u662f\u4e00\u500b\u5f88\u597d\u7684\u958b\u59cb\u3002<\/p>\n\n\n\n<p>\u6709\u6642\u5019\uff0c\u4f60\u9700\u8981\u4e00\u7a2e\u89ba\u609f\uff0c\u624d\u80fd\u4e0b\u5b9a\u6c7a\u5fc3\u4e26\u6539\u8b8a\u81ea\u5df1\u7684\u4eba\u751f\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u4ed4\u7d30\u60f3\u60f3\uff0c\u4f60\u662f\u70ba\u4e86\u4ec0\u9ebc\u800c\u52aa\u529b\uff0c\u70ba\u4e86\u4ec0\u9ebc\u60f3\u958b\u59cb\u5b58\u9322\u3002<\/p>\n\n\n\n<p>\u7576\u4f60\u6709\u4e86\u52d5\u6a5f\uff0c\u624d\u80fd\u6709\u4e4b\u5f8c\u7684\u884c\u52d5\u3002<\/p>\n\n\n\n<p>\u4f60\u662f\u5426\u6709\u50b5\u52d9?\u6216\u662f\u4f60\u4e00\u76f4\u5922\u60f3\u6709\u4e00\u500b\u5bb6?\u60f3\u7d66\u5b69\u5b50\u66f4\u597d\u7684\uff0c\u50cf\u662f\u51fa\u570b\u7559\u5b78?\u9084\u662f\u70ba\u4e86\u9000\u4f11\u800c\u52aa\u529b?<\/p>\n\n\n\n<p>\u628a\u5b83\u5beb\u4e0b\u4f86\uff0c\u8cbc\u5728\u4f60\u770b\u7684\u5230\u7684\u5730\u65b9\uff0c\u4f60\u624d\u6709\u52d5\u529b\u52aa\u529b\u4e0b\u53bb\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AC%AC%E4%BA%8C%E6%AD%A5_%E8%A8%98%E5%B8%B3\"><\/span><strong>\u7b2c\u4e8c\u6b65:\u8a18\u5e33<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e0a\u4e00\u6b65\u7684\u52d5\u6a5f\u5f88\u91cd\u8981\uff0c\u5982\u679c\u4f60\u6c92\u6709\u6c7a\u5fc3\uff0c\u505a\u4ec0\u9ebc\u90fd\u6703\u5931\u6557\uff0c\u6709\u4e86\u52d5\u6a5f\u624d\u80fd\u6709\u5805\u6301\u4e0b\u53bb\u7684\u7406\u7531\u3002<\/p>\n\n\n\n<p>\u7b2c\u4e8c\u6b65\u4f60\u8981\u505a\u7684\u4e8b\u5c31\u662f\u8a18\u5e33\u3002\u5225\u5c0f\u770b\u9019\u4e00\u6b65\uff0c\u5e7e\u4e4e\u6240\u6709\u7406\u8ca1\u5c08\u5728\u63d0\u5230\u5b58\u9322\uff0c\u90fd\u4e00\u5b9a\u6703\u5e0c\u671b\u4f60\u5f9e\u9019\u4e00\u6b65\u958b\u59cb\u3002\u56e0\u70ba\u8a18\u5e33\u624d\u80fd\u5c07\u4f60\u7684\u65e5\u5e38\u6d88\u8cbb\u53ca\u7528\u9322\u7fd2\u6163\u7d66\u5c55\u958b\u4f86\u3002\u4f60\u624d\u80fd\u6e05\u695a\u7684\u77e5\u9053\u81ea\u5df1\u7684\u7528\u9322\u7fd2\u6163\u3002<\/p>\n\n\n\n<p>\u9019\u4e00\u6b65\u4e5f\u662f\u4e4b\u5f8c\u6b65\u9a5f\u7684\u57fa\u790e\uff0c\u50cf\u662f\u9810\u7b97\u8a2d\u5b9a\u90fd\u662f\u5efa\u7acb\u65bc\u6b64\u4e4b\u4e0a\u3002<\/p>\n\n\n\n<p>\u8acb\u4f60\u5c07\u4f60\u7684\u6bcf\u65e5\u6216\u6bcf\u5468\u7684\u6d88\u8cbb\u884c\u70ba\u6301\u7e8c\u8ffd\u8e64\uff0c\u4e26\u5c0d\u6bcf\u7b46\u6d88\u8cbb\u90fd\u4ed4\u7d30\u8a18\u9304\u4e00\u6bb5\u6642\u9593\u3002\u771f\u7684\u662f\u6bcf\u4e00\u7b46\u54e6\uff0c\u9023\u559d\u98f2\u6599\u7684\u9322\u90fd\u8981\u8a18\u4e0b\u4f86\u3002<\/p>\n\n\n\n<p>\u4e4b\u5f8c\u4f60\u5c31\u53ef\u4ee5\u958b\u59cb\u5c07\u9019\u4e9b\u82b1\u9322\u4e00\u7b46\u7b46\u7684\u5206\u9580\u5225\u985e(\u50cf\u662f\u4ea4\u901a\u3001\u5403\u98ef\u3001\u6c34\u96fb\u3001\u73a9\u6a02\u7b49)\u3002\u552f\u6709\u9019\u9ebc\u505a\uff0c\u4f60\u624d\u80fd\u6709\u6e05\u695a\u7684\u77e5\u9053\u9322\u90fd\u82b1\u5230\u54ea\u4e86\u3002<\/p>\n\n\n\n<p>\u4f60\u53ef\u4ee5\u7528\u7d19\u7b46\u3001excel\u6216\u662f\u4e00\u4e9b\u5be6\u7528\u7684app\u4f86\u5354\u52a9\u81ea\u5df1\u8ffd\u8e64\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AC%AC%E4%B8%89%E6%AD%A5_%E8%A8%88%E7%AE%97%E4%BD%A0%E7%9A%84%E6%94%B6%E5%85%A5\"><\/span><strong>\u7b2c\u4e09\u6b65:\u8a08\u7b97\u4f60\u7684\u6536\u5165<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4f60\u7684\u6b63\u8077\u53ef\u4ee5\u66ff\u4f60\u8cfa\u9032\u591a\u5c11\u9322\u5462?<\/p>\n\n\n\n<p>\u8a08\u7b97\u5b58\u9322\u7576\u7136\u9700\u8981\u77e5\u9053\u81ea\u5df1\u80fd\u8cfa\u591a\u5c11\u3002<\/p>\n\n\n\n<p>\u4f60\u7684\u6536\u5165\u548c\u652f\u51fa\u7576\u524d\u7684\u60c5\u6cc1\u5982\u4f55?\u6703\u4e0d\u6703\u6bcf\u6708\u90fd\u5728\u8d85\u652f\u662f\u500b\u91cd\u8981\u7684\u554f\u984c\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u6536\u5165\u56b4\u91cd\u4f4e\u65bc\u652f\u51fa\uff0c\u9664\u4e86\u5f9e\u4e0b\u9762\u4e00\u6b65\u7684\u8abf\u6574\u4f60\u7684\u652f\u51fa\u5916\uff0c\u53ef\u80fd\u4e5f\u8981\u601d\u8003\u4e00\u4e0b\u662f\u4e0d\u662f\u8981\u5617\u8a66\u5176\u4ed6<a href=\"https:\/\/plusalary.com\/part-time-jobs\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6253\u5de5\u517c\u8077\u6a5f\u6703<\/a>\uff0c\u6216\u662f<a href=\"https:\/\/plusalary.com\/side-hustles\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c55\u958b\u526f\u696d<\/a>\u53e6\u95e2\u8e4a\u5f91?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AC%AC%E5%9B%9B%E6%AD%A5_%E6%AA%A2%E8%A6%96%E5%8F%AF%E8%AA%BF%E6%95%B4%E9%A0%85%E7%9B%AE\"><\/span><strong>\u7b2c\u56db\u6b65:\u6aa2\u8996\u53ef\u8abf\u6574\u9805\u76ee<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5206\u985e\u5f8c\uff0c\u4f60\u4fbf\u53ef\u4ee5\u958b\u59cb\u9032\u884c\u7814\u7a76\u3002\u4e86\u89e3\u6709\u54ea\u4e9b\u5730\u65b9\u662f\u4f60\u53ef\u4ee5\u6e1b\u5c11\u7684\u82b1\u8cbb\u3002<\/p>\n\n\n\n<p>\u5f88\u591a\u4eba\u89ba\u5f97\u81ea\u5df1\u5b58\u4e0d\u5230\u9322\u662f\u56e0\u70ba\u6536\u5165\u4f4e\uff0c\u4f46\u5176\u5be6\u5f88\u5927\u4e00\u90e8\u4efd\u539f\u56e0\u662f\u4f60\u7684\u82b1\u9322\u7fd2\u6163\u3002<\/p>\n\n\n\n<p>\u4f60\u5fc5\u9808\u91cd\u65b0\u5be9\u8996\u4f60\u7684\u65e5\u5e38\u6d88\u8cbb\u6a21\u5f0f\uff0c\u627e\u51fa\u53ef\u4ee5\u6e1b\u5c11\u82b1\u8cbb\u7684\u5730\u65b9\u3002<\/p>\n\n\n\n<p>\u50cf\u662f\u6709\u9700\u8981\u6bcf\u5929\u559d\u4e00\u676f\u661f\u5df4\u514b\u55ce?\u53ef\u4ee5\u6539\u6210\u5169\u5929\u559d\u4e00\u6b21\u6216\u81ea\u5099\u5496\u5561\u6216\u559d\u516c\u53f8\u63d0\u4f9b\u7684\u55ce?<\/p>\n\n\n\n<p>\u9700\u8981\u5929\u5929\u958b\u8eca\u55ce?\u9084\u662f\u6539\u6210\u4e0b\u96e8\u624d\u958b\uff0c\u5176\u4ed6\u6642\u9593\u7528\u6a5f\u8eca\u3002<\/p>\n\n\n\n<p>\u6216\u662f\u5c11\u9032\u9ede\u96fb\u5f71\u9662\uff0c\u6539\u7528\u79df\u7247\u3002<\/p>\n\n\n\n<p>\u7d04\u6703\u5c11\u53bb\u9ede\u9ad8\u6a94\u9910\u5ef3\uff0c\u591a\u53bb\u5927\u81ea\u7136\uff0c\u514d\u8cbb\u53c8\u5065\u5eb7\u3002<\/p>\n\n\n\n<p>\u7576\u7136\u4f60\u9084\u53ef\u4ee5\u53c3\u8003\u6211\u5011\u63d0\u4f9b\u7684\u8d85\u904e70+\u7a2e\u7701\u9322\u65b9\u6cd5\uff0c\u7d66\u4f60\u63d0\u4f9b\u65b0\u9748\u611f\u3002<\/p>\n\n\n\n<p>\u7576\u4f60\u628a\u53ef\u4ee5\u6e1b\u5c11\u7684\u5730\u65b9\u90fd\u5217\u51fa\u4f86\u6642\uff0c\u5728\u8a66\u8457\u5c0d\u4e00\u4e0b\u4f60\u7684\u6536\u5165\uff0c\u662f\u4e0d\u662f\u767c\u73fe\u9019\u4e9b\u6e1b\u5c11\u7684\u9322\u4f3c\u4e4e\u6709\u53ef\u80fd\u5e6b\u4f60\u5b58\u5230\u9322\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AC%AC%E4%BA%94%E6%AD%A5_%E9%81%B8%E6%93%87%E5%AD%98%E9%8C%A2%E6%96%B9%E6%B3%95\"><\/span><strong>\u7b2c\u4e94\u6b65:\u9078\u64c7\u5b58\u9322\u65b9\u6cd5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u524d\u9762\u6211\u5011\u6559\u4f60\u5f9e\u652f\u51fa\u548c\u6536\u5165\u53bb\u7814\u7a76\u4f60\u7684\u6d88\u8cbb\u6a21\u5f0f\u548c\u6f5b\u5728\u7684\u5b58\u9322\u6a5f\u6703\u3002<\/p>\n\n\n\n<p>\u6709\u4e86\u9019\u5169\u7a2e\u9805\u76ee\u7684\u6578\u5b57\u5f8c\u5c31\u80fd\u6c7a\u5b9a\u5b58\u9322\u65b9\u6cd5\u53ca\u8a2d\u5b9a\u9810\u7b97\u3002<\/p>\n\n\n\n<p>\u8a2d\u5b9a\u9810\u7b97\u975e\u5e38\u91cd\u8981\uff0c\u56e0\u70ba\u9810\u7b97\u53ef\u4ee5\u9810\u9632\u4f60\u8d85\u652f\u7684\u60c5\u5f62\u3002\u800c\u4e14\u4f60\u6703\u5728\u9810\u7b97\u4e2d\u5217\u51fa\u4e00\u500b\u5132\u84c4\u7684\u90e8\u4efd\uff0c\u76f8\u4fe1\u9019\u662f\u4f60\u4ee5\u524d\u4e0d\u6703\u505a\u7684\u5730\u65b9\uff0c\u4f46\u9019\u5f88\u6709\u53ef\u80fd\u8b93\u4f60\u591a\u5b5820%\u7684\u9322\u3002<\/p>\n\n\n\n<p><strong>\u4e0b\u9762\u6211\u5011\u4ecb\u7d39\u5e7e\u7a2e\u5e38\u898b\u7684\u5b58\u9322\u7b56\u7565\u4ee5\u5354\u52a9\u4f60\u627e\u5230\u6700\u9069\u5408\u81ea\u5df1\u7684\u8a2d\u5b9a\u9810\u7b97\u65b9\u6cd5\u3002<\/strong><\/p>\n\n\n\n<ul><li><strong>50\/30\/20\u6cd5\u5247:<\/strong><\/li><\/ul>\n\n\n\n<p>50\/30\/20\u5206\u5225\u4ee3\u8868\u4f60\u6536\u5165\u768450%\u7528\u5728\u5fc5\u8981\u652f\u51fa\u300130%\u7528\u5728\u4f60\u60f3\u8981\u7684\u4e8b\u7269(\u975e\u5fc5\u9700\u652f\u51fa)\uff0c\u800c\u6700\u7d4220%\u7528\u5728\u5132\u84c4\u548c\u6295\u8cc7\u3002\u9019\u500b\u6cd5\u5247\u6700\u91cd\u8981\u7684\u5c31\u662f\u9019\u500b20%\uff0c\u56e0\u70ba\u5b83\u6c7a\u5b9a\u4f60\u80fd\u5b58\u4e0b\u591a\u5c11\u9322\u3002<\/p>\n\n\n\n<p>\u5fc5\u8981\u652f\u51fa\u662f\u7528\u5728\u5403\u98ef\u3001\u4f4f\u5bbf\u3001\u4ea4\u901a\u3001\u6c34\u96fb\u3001\u4fdd\u96aa\u7b49\uff0c\u60f3\u8981\u652f\u51fa\u662f\u7528\u5728\u50cf\u65c5\u884c\u3001\u5a1b\u6a02\u7b49\u3001\u6700\u7d42\u5132\u84c4\u548c\u6295\u8cc7\u5c31\u662f\u9019\u7bc7\u6587\u7ae0\u8aaa\u7684\u5b58\u9322\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u5047\u8a2d\u4f60\u6708\u51654\u842c\u53f0\u5e63\uff0c\u90a3\u5fc5\u8981\u652f\u51fa\u6703\u57282\u842c\u53f0\u5e63\u3001\u975e\u5fc5\u9700\u652f\u51fa\u6703\u57281\u842c2\uff0c\u6700\u7d42\u4f60\u6bcf\u6708\u80fd\u5b58\u4e0b\u516b\u5343\u53f0\u5e63\u3002<\/p>\n\n\n\n<ul><li><strong>\u4fe1\u5c01\u5b58\u9322\u6cd5<\/strong><\/li><\/ul>\n\n\n\n<p>\u4fe1\u5c01\u5b58\u9322\u6cd5\uff0c\u9867\u540d\u601d\u7fa9\u5c31\u662f\u628a\u6536\u5165\u653e\u5230\u4e0d\u540c\u4fe1\u5c01\u4e2d\uff0c\u7136\u5f8c\u4fe1\u5c01\u4e0a\u6703\u6709\u5c0d\u61c9\u7684\u985e\u5225\u548c\u91d1\u984d(\u4f8b\u5982\u623f\u8cb85\u842c\u3001\u6258\u5b30\u8cbb1\u842c\u3001\u751f\u6d3b\u8cbb2\u842c\u3001\u5132\u84c4\u91d12\u842c\u7b49)\uff0c\u7576\u7136\u6709\u5fc5\u8981\u4f60\u9084\u53ef\u4ee5\u7d30\u5206\uff0c\u50cf\u751f\u6d3b\u8cbb\u53ef\u4ee5\u5728\u7d30\u5206\u6210\u6cb9\u9322\u3001\u8cb7\u83dc\u9322\u7b49\u3002\u6bcf\u500b\u4fe1\u5c01\u4e0a\u7684\u91d1\u984d\u662f\u4f60\u8a72\u6708\u6216\u5468\u53ef\u4ee5\u7528\u7684\u9322\uff0c\u4f60\u6703\u56e0\u6b64\u77e5\u9053\u5728\u4ec0\u9ebc\u9805\u76ee\u7528\u4e86\u591a\u5c11\u9084\u5269\u591a\u5c11\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u5efa\u7acb\u985e\u5225\u5f88\u91cd\u8981\uff0c\u4f60\u9700\u8981\u6309\u7167\u524d\u9762\u5e7e\u6b65\u7684\u8a08\u7b97\u53bb\u5206\u914d\u5408\u7406\u7684\u91d1\u984d\u7d66\u4e0d\u540c\u9805\u76ee\u3002<\/p>\n\n\n\n<p>\u4fe1\u5c01\u5b58\u9322\u6cd5\u6700\u65e9\u662f\u7528\u73fe\u91d1\u5206\u914d\u5230\u5404\u500b\u4fe1\u5c01\u4e2d\uff0c\u6240\u4ee5\u975e\u5e38\u7684\u5be6\u9ad4\u548c\u8996\u89ba\u5316\u3002<\/p>\n\n\n\n<p>\u4f46\u8fd1\u5e74\u4f86\u6709\u975e\u5e38\u591a\u7684\u8edf\u9ad4\u5de5\u5177\u6216\u662fApp\u50cfMvelopes\u53ef\u4ee5\u5e6b\u52a9\u4f60\u5206\u914d\u6216\u8a08\u7b97\u76f8\u95dc\u7684\u91d1\u984d\uff0c\u5c0d\u65bc\u8d70\u5411\u6578\u4f4d\u5316\u7684\u73fe\u4ee3\u793e\u6703\uff0c\u662f\u5f88\u6709\u5e6b\u52a9\u7684\u3002\u6240\u4ee5\u4fe1\u5c01\u5b58\u9322\u6cd5\u4e5f\u662f\u80fd\u4ee5\u6578\u4f4d\u4fe1\u5c01\u5b58\u9322\u6cd5\u7684\u65b9\u5f0f\u5b58\u5728\u3002&nbsp;<\/p>\n\n\n\n<ul><li><\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AC%AC%E5%85%AD%E6%AD%A5_%E8%A8%AD%E5%AE%9A%E7%9B%AE%E6%A8%99\"><\/span><strong>\u7b2c\u516d\u6b65:\u8a2d\u5b9a\u76ee\u6a19<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6709\u4e86\u9810\u7b97\u5f8c\uff0c\u61c9\u8a72\u958b\u59cb\u53ef\u4ee5\u8a08\u7b97\u51fa\u6bcf\u6708\u6bcf\u6708\u80fd\u5b58\u4e0b\u591a\u5c11\u9322\u3002\u9019\u6642\u5019\u4f60\u53ef\u4ee5\u958b\u59cb\u5c07\u4f60\u5b58\u9322\u7684\u76ee\u6a19\u548c\u6bcf\u6708\u80fd\u5b58\u4e0b\u4f86\u7684\u9322\u547c\u61c9\u8d77\u4f86\u3002<\/p>\n\n\n\n<p>\u70ba\u4ec0\u9ebc\u8981\u9019\u6a23\u505a\u5462?<\/p>\n\n\n\n<p>\u56e0\u70ba\u9019\u6a23\u4f60\u624d\u80fd\u6e05\u695a\u5340\u5206\u9019\u4e9b\u9322\uff0c\u5206\u5225\u8981\u7528\u5728\u54ea\u88e1\u3002<\/p>\n\n\n\n<p>\u6211\u5011\u7684\u5efa\u8b70\u662f\u4f60\u53ef\u4ee5\u5c07\u5b58\u9322\u591a\u4e45\u5206\u6210\u77ed\u671f\u548c\u9577\u671f\u76ee\u6a19(\u8d85\u904e\u4e09\u5e74)\uff0c\u9019\u6a23\u4f60\u53ef\u4ee5\u6bd4\u8f03\u5bb9\u6613\u7684\u5206\u914d\u4f60\u7684\u5132\u84c4\u3002<\/p>\n\n\n\n<p>\u6bd4\u65b9\u8aaa\u4f60\u60f3\u5728\u4e94\u500b\u6708\u5f8c\uff0c\u53bb\u65e5\u672c\u65c5\u884c\uff0c\u4f60\u9810\u4f30\u6703\u82b1\u8cbb5\u842c\u53f0\u5e63\u3002\u6240\u4ee5\u5c07\u4ed6\u8a2d\u5b9a\u5728\u4f60\u7684\u77ed\u671f\u76ee\u6a19\uff0c\u53ef\u4ee5\u6bcf\u6708\u5b58\u4e00\u842c\uff0c\u5728\u4e94\u500b\u6708\u9054\u6210\u3002<\/p>\n\n\n\n<p>\u7136\u5f8c\u4f60\u60f3\u8981\u5728\u4e09\u5e74\u5f8c\u8cb7\u623f\uff0c\u9810\u4f30\u982d\u671f\u662f\u5169\u767e\u842c\uff0c\u6240\u4ee5\u4f60\u53ef\u4ee5\u958b\u59cb\u64a5\u51fa\u9810\u7b97200\u842c\uff0c\u76ee\u6a1936\u500b\u6708\u5b58\u5230\uff0c\u6bcf\u500b\u6708\u5927\u7d04\u8981\u5b585.5\u842c\u3002<\/p>\n\n\n\n<p>\u4e0b\u9762\u662f\u4e00\u4e9b\u4f8b\u5b50<\/p>\n\n\n\n<ul><li>\u77ed\u671f:\u7dca\u6025\u6551\u52a9\u91d1\u3001\u5c0f\u65c5\u884c\u3001<a href=\"https:\/\/plusalary.com\/how-to-invest-in-stock\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7<\/a>\u3001\u5c0f\u5b69\u751f\u65e5\u79ae\u7269\u3002<\/li><\/ul>\n\n\n\n<ul><li>\u9577\u671f:\u8cb7\u623f\u9810\u7b97\u3001\u8cb7\u8eca\u9810\u7b97\u3001\u5c0f\u5b69\u6559\u80b2\u8cbb\u3001\u9000\u4f11\u8a08\u5283\u3001<a href=\"https:\/\/plusalary.com\/side-hustles\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u526f\u696d\u5275\u696d\u8a08\u5283<\/a>\u3002<\/li><\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AC%AC%E4%B8%83%E6%AD%A5_%E8%A8%AD%E5%AE%9A%E5%84%B2%E8%93%84%E7%9B%AE%E6%A8%99%E5%84%AA%E5%85%88%E9%A0%86%E5%BA%8F\"><\/span><strong>\u7b2c\u4e03\u6b65:\u8a2d\u5b9a\u5132\u84c4\u76ee\u6a19\u512a\u5148\u9806\u5e8f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6709\u4e86\u9577\u77ed\u671f\u76ee\u6a19\u5f8c\uff0c\u5c31\u50cf\u662f\u88dd\u4e86GPS\u4e00\u6a23\u3002\u4f60\u5c31\u53ef\u4ee5\u6e96\u5099\u958b\u59cb\u884c\u52d5\u4e86\u3002<\/p>\n\n\n\n<p>\u4f46\u662f\u8acb\u8a18\u4f4f\uff0c\u4f60\u96d6\u7136\u8a02\u4e86\u5f88\u591a\u76ee\u6a19\uff0c\u4f46\u9084\u662f\u8acb\u5340\u5206\u51fa\u9019\u4e9b\u76ee\u6a19\u7684\u512a\u5148\u9806\u5e8f\uff0c\u50cf\u662f\u7dca\u6025\u6551\u52a9\u91d1\u9019\u7a2e\u4e00\u5b9a\u8981\u512a\u5148\u6392\u7684\uff0c\u9ad8\u5229\u606f\u50b5\u52d9\u6216\u6709\u5176\u4ed6\u4fe1\u4fe1\u6708\u62e4\u50b5\u52d9\u6642\uff0c\u5efa\u8b70\u4f60\u5148\u9084\u6e05\u3002\u800c\u5c0f\u65c5\u884c\u6216\u662f<a href=\"https:\/\/plusalary.com\/how-to-invest-in-stock\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6295\u8cc7<\/a>\u9019\u7a2e\u4e8b\u5247\u53ef\u4ee5\u653e\u5f8c\u9762\u4e00\u9ede\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AC%AC%E5%85%AB%E6%AD%A5_%E9%81%B8%E6%93%87%E5%84%B2%E5%AD%98%E5%B7%A5%E5%85%B7\"><\/span><strong>\u7b2c\u516b\u6b65:\u9078\u64c7\u5132\u5b58\u5de5\u5177<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6211\u77e5\u9053\u5927\u5bb6\u90fd\u6709\u9280\u884c\u5e33\u6236\uff0c\u5e38\u5e38\u6709\u6642\u5019\u4f60\u6703\u5728\u67d0\u5bb6\u9280\u884c\u958b\u6236\u662f\u56e0\u70ba\u4f60\u7684\u516c\u53f8\u53ea\u548c\u90a3\u5bb6\u9280\u884c\u6709\u5408\u4f5c\uff0c\u4ed6\u5011\u6709\u56fa\u5b9a\u6ed9\u5165\u85aa\u6c34\u7684\u5408\u4f5c\u9280\u884c\uff0c\u6240\u4ee5\u4f60\u5fc5\u9808\u9078\u64c7\u6307\u5b9a\u9280\u884c\u3002<\/p>\n\n\n\n<p>\u4f46\u4e0d\u540c\u7684\u5132\u84c4\u9805\u76ee\u6703\u6709\u4e0d\u540c\u7684\u7b56\u7565\uff0c\u4e26\u4e0d\u662f\u540c\u4e00\u5b9a\u9280\u884c\u6216\u91d1\u878d\u55ae\u4f4d\u90fd\u80fd\u5b8c\u5168\u63d0\u4f9b\u6700\u597d\u7684\u670d\u52d9\u3002\u5149\u662f\u624b\u7e8c\u3001\u9055\u898f\u3001\u4fbf\u5229\u5ea6\u3001\u670d\u52d9\u54c1\u8cea\u5c31\u6709\u975e\u5e38\u5927\u7684\u4e0d\u540c\u3002<\/p>\n\n\n\n<p>\u6bd4\u65b9\u8aaa\u4f60\u5728\u77ed\u671f\u76ee\u6a19\u5c31\u6703\u9700\u8981\u4e00\u500b\u9748\u6d3b\u7684\u6d3b\u671f\u5b58\u6b40\u5e33\u6236\u6216\u662f\u4e00\u500b\u5b9a\u671f\u7684\u8f03\u9ad8\u5229\u606f\u5e33\u6236\u3002<\/p>\n\n\n\n<p>\u91dd\u5c0d\u9577\u671f\u76ee\u6a19\uff0c\u4f60\u53ef\u80fd\u9810\u671f\u672a\u4f86\u8b93\u5152\u5973\u51fa\u570b\u7559\u5b78\uff0c\u9700\u8981\u7d66\u5c0f\u5b69\u6e96\u5099\u4e00\u500b\u7559\u5b78\u57fa\u91d1\uff0c\u90a3\u662f\u5426\u9700\u8981\u4e00\u500b\u7f8e\u91d1\u5e33\u6236\u6216\u6559\u80b2\u5e33\u6236\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\u4f60\u4e5f\u6709\u53ef\u80fd\u5c07\u4e00\u90e8\u4efd\u5132\u84c4\u7528\u4f5c\u6295\u8cc7\uff0c\u90a3\u4e00\u500b\u597d\u7684\u6295\u8cc7\u5e33\u6236\uff0c\u81ea\u7136\u4e5f\u662f\u4f60\u8981\u60f3\u597d\u7684\u4e8b\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u614e\u9078\u4f60\u7684\u91d1\u878d\u5de5\u5177\u975e\u5e38\u7684\u91cd\u8981\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%AC%AC%E4%B9%9D%E6%AD%A5_%E5%9F%B7%E8%A1%8C%E4%B8%A6%E9%83%A8%E4%BB%BD%E8%87%AA%E5%8B%95%E5%8C%96\"><\/span><strong>\u7b2c\u4e5d\u6b65:\u57f7\u884c\u4e26\u90e8\u4efd\u81ea\u52d5\u5316<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5e7e\u4e4e\u5927\u591a\u6578\u7684\u91d1\u878d\u55ae\u4f4d\u90fd\u6709\u81ea\u52d5\u8f49\u5e33\u53ca\u7dda\u4e0a\u9032\u884c\u7684\u529f\u80fd\uff0c\u6240\u4ee5\u4f60\u53ef\u4ee5\u8a2d\u5b9a\u4f55\u6642\u8f49\u591a\u9322\u81f3\u54ea\u500b\u5e33\u6236\uff0c\u975e\u5e38\u7684\u65b9\u4fbf\u3002<\/p>\n\n\n\n<p>\u7576\u4f60\u77e5\u9053\u80fd\u5b58\u4e0b\u591a\u5c11\u9322\uff0c\u4e26\u6e05\u695a\u638c\u63e1\u81ea\u5df1\u7684\u73fe\u91d1\u6d41\u5411\u5f8c\uff0c\u4f60\u7576\u7136\u8981\u958b\u59cb\u4f60\u7684\u5b58\u9322\u4e4b\u65c5\u4e86\u3002\u5c07\u4f60\u6c7a\u5b9a\u597d\u7b2c\u4e94\u6b65\u7684\u5b58\u9322\u7b56\u7565\u9078\u597d\u5f8c\uff0c\u642d\u914d\u9078\u5b9a\u7684\u5132\u84c4\u5de5\u5177\uff0c\u505a\u6210\u4e00\u7a2e\u81ea\u52d5\u5316\u7684\u7cfb\u7d71\uff0c\u6bcf\u6708\u85aa\u6c34\u6253\u9032\u4f86\u6642\uff0c\u5c31\u6703\u5206\u5225\u9032\u5165\u5230\u4e0d\u540c\u5e33\u6236\uff0c\u7136\u5f8c\u4f60\u5c31\u53ef\u4ee5\u6309\u7167\u4f60\u8a02\u51fa\u7684\u9810\u7b97\u9032\u884c\u82b1\u8cbb\u53ca\u5b58\u9322\u3002<\/p>\n\n\n\n<p><\/p>\n\n\n\n<h2 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